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San Joaquin Power Employees Credit Union

PG&E credit union since 1934

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News

SJPECU, WHERE EVERY APPROVED BORROWER GETS THE ADVERTISED INTEREST RATE, REGARDLESS OF YOUR CREDIT SCORE

07/28/2026

Since its inception in 1934, San Joaquin Power Employees Credit Union has believed in treating every member the same, which is why every approved borrower receives the same advertised loan rates regardless of their credit score. And it doesn’t stop there.  San Joaquin Power Employees Credit Union always pays the highest possible dividend to every member.  It paid 4.00% APR and 4.15% APR for 2024 and 2025 respectively.  San Joaquin Power Employees Credit Union has always operated with the vision of being “the lender and savings institution of choice for all Pacific Gas and Electric Company employees and retirees.” Call and join today.

Click this attachment to see a list of our loan rates: https://sjpecu.org/loan-policy/

Toll Free# 800-637-5993

 “Dedicated to serving ONLY employees and retirees of PG&E since 1934!”

Filed Under: News

4.50% APR to 72 Months on Auto Loans for ALL Approved Borrowers

07/21/2026

Every approved borrower will get a low 4.50% APR auto loan rate for up to a 72 month term on all new and used auto loans, whether a purchase or refinance from another financial institution.

 

Please see the attached rate sheet for all consumer loan rates:    https://sjpecu.org/loan-policy

 

San Joaquin Power Employees Credit Union, striving to be the lender and savings institution of choice for all Pacific Gas and Electric Company employees and retirees since 1934. Call and join today.

 

“Dedicated to serving ONLY employees and retirees of PG&E since 1934!”

Filed Under: News

DISCOUNT: New Members can Receive 0.25% – 0.50% Off Auto, RV, Boat, Motorcycle and Unsecured Loan Rates

07/14/2026

The San Joaquin Power Employees Credit Union is offering new members the following discount on eligible consumer loans funded within the first 60 days of your membership:

0.25% OFF THE ADVERTISED AUTO LOAN RATES*

0.50% OFF THE ADVERTISED RV, BOAT, MOTORCYCLE, AND SIGNATURE LOAN RATES*

Just inform our loan officer of the new member promotion code: nmbr0001 when applying.

Click here to see a list of our current loan rates: https://sjpecu.org/loan-policy

 

Call to join today.

Toll Free# 800-637-5993

 “Dedicated to serving ONLY employees and retirees of PG&E since 1934!”

*This discount promotion is not applicable for real estate loans, share secured loans, and loans to new members that were previously a member or joint member, or who are currently a joint member on a separate membership.

Filed Under: News

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Hours of Operation:

Monday – Friday
8:30 AM- 4:30 PM


Last Working Day Of The Month
Close at 2:00 PM

Phone Numbers:

Local: (559) 230-5080
Toll Free: (800) 637-5993
Fax: (559) 230-5097

Location

Physical & Mailing Address:
1080 W. Shaw Ave. Suite 109
Fresno, CA 93711

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