News

San Joaquin Power Employees Credit Union is currently funding mortgage and home equity loans for both primary and secondary/non-owner occupied residential real estate. All loans are offered at extremely competitive Annual Percentage Rates and can adjust in rate only once every 5 years.

 

Rate offerings as of 01/01/19 are:

 

1^st Mortgage owner occupied 30 year term                         3.69% APR for first 5 years

1^st Mortgage owner occupied 15 year term                          3.19% APR for first 5 years

 

Home equity loan owner occupied 20 year term               5.19% APR for first 5 years

Home equity loan owner occupied 10 year term               4.69% APR for first 5 years

 

Click this attachment to see a list of all our current mortgage and home equity loan rates: https://sjpecu.org/home-loan-policy/

Call to join today.

Toll Free# 800-637-5993

 

 “Dedicated to serving ONLY employees and retirees of PG&E since 1934!”

APR = Annual Percentage Rate

Every approved borrower will get a low 5.00% APR RV, Boat, or Motorcycle loan rate for up to a 72 month term on all new and used purchases. The same rate is also available for refinances from another financial institution.  Terms greater than 72 months are available at a higher rate of interest.

Please see the attached rate sheet for all consumer loan rates:  https://sjpecu.org/loan-policy

San Joaquin Power Employees Credit Union, striving to be the lender and savings institution of choice for all Pacific Gas and Electric Company employees and retirees since 1934. Call and join today.

 

Toll Free# 800-637-5993

 

“Dedicated to serving ONLY employees and retirees of PG&E since 1934!”

Since its inception in 1934, San Joaquin Power Employees Credit Union has believed in treating every member the same, which is why every approved borrower receives the same advertised loan rates regardless of their credit score. And we don’t stop there.  San Joaquin Power Employees Credit Union always pays the highest possible dividend to every member.  We paid 1.90% APR and 2.15% APR for 2017 and 2018 respectively.  San Joaquin Power Employees Credit Union has always operated with the vision of being “the lender and savings institution of choice for all Pacific Gas and Electric Company employees and retirees.” Call and join today.

Click this attachment to see a list of our loan rates: https://sjpecu.org/loan-policy/

Toll Free# 800-637-5993

 “Dedicated to serving ONLY employees and retirees of PG&E since 1934!”