San Joaquin Power Employees Credit Union is currently funding mortgage and home equity loans for both primary and secondary/non-owner occupied residential real estate. All loans are offered at extremely competitive Annual Percentage Rates and can adjust in rate only once every 5 years.
Rate offerings as of 06/01/26 are:
1st Mortgage owner occupied 30 year term 5.45% APR for first 5 years
1st Mortgage owner occupied 15 year term 4.95% APR for first 5 years
Home equity loan owner occupied 20 year term 6.95% APR for first 5 years
Home equity loan owner occupied 10 year term 6.45% APR for first 5 years
Click this attachment to see a list of all our current mortgage and home equity loan rates: https://sjpecu.org/home-loan-policy/
Call to join today.
Toll Free# 800-637-5993
“Dedicated to serving ONLY employees and retirees of PG&E since 1934!”
APR = Annual Percentage Rate
