Home Loan Policy

NOTE: Real Estate loans are suspended until further notice.  Please see “Current News” section for more information.

Any signer on a real estate loan must be eligible for membership in this credit union.

 

Type
Maximum Loaned
Maximum Term
Annual % Rate
First Mortgage
Owner Occupied
$417,000
15 Year
3.08%
80% of Appraised Value $417,000 30 Year 3.58%
First Mortgage
Non-Owner Occupied
$417,000
15 Year
4.08%
70% of Appraised Value
$417,000
30 Year 4.58%
Home Equity
Owner Occupied
$100,000 10 Year 4.08%
80% of Appraised Value $100,000 20 Year 4.58%
Solar Home Equity
Owner Occupied
$50,000 10 Year 4.00%
85% of Appraised Value $50,000 20 Year 4.33%
Home Equity
Non-Owner Occupied
$100,000  10 Year 6.08%
70% of Appraised Value $100,000 20 Year 7.08%
Unimproved Property  $50,000 10 Year 7.58%
60% of Appraised Value $50,000  20 Year 8.58%

 

INFORMATION SUBJECT TO CHANGE.