Home Loan Policy

All loans are 5/5 Adjustable Rate Mortgages.

Any signer on a real estate loan must be eligible for membership in this credit union.

 

Type
Maximum Loaned
Maximum Term
Annual % Rate
First Mortgage
Owner Occupied
$424,100
15 Year
3.00%
80% of Appraised Value $424,100 30 Year 3.30%
First Mortgage
Non-Owner Occupied
$424,100
15 Year
3.80%
70% of Appraised Value
$424,100
30 Year 4.30%
Home Equity
Owner Occupied
$100,000 10 Year 4.30%
80% of Appraised Value $100,000 20 Year 4.80%
Solar Home Equity
Owner Occupied
$50,000 10 Year 4.05%
85% of Appraised Value $50,000 20 Year 4.55%
Home Equity
Non-Owner Occupied
$100,000  10 Year 6.30%
70% of Appraised Value $100,000 20 Year 7.30%
Unimproved Property  $50,000 10 Year 7.30%
60% of Appraised Value $50,000  20 Year 8.30%

 

INFORMATION SUBJECT TO CHANGE.