Home Loan Policy

All loans are 5/5 Adjustable Rate Mortgages.

Any signer on a real estate loan must be eligible for membership in this credit union.

 

Type
Maximum Loaned
Maximum Term
Annual % Rate
First Mortgage
Owner Occupied
$424,100
15 Year
3.00%
80% of Appraised Value $424,100 30 Year 3.45%
First Mortgage
Non-Owner Occupied
$424,100
15 Year
3.95%
70% of Appraised Value
$424,100
30 Year 4.45%
Home Equity
Owner Occupied
$100,000 10 Year 4.45%
80% of Appraised Value $100,000 20 Year 4.95%
Solar Home Equity
Owner Occupied
$50,000 10 Year 4.20%
85% of Appraised Value $50,000 20 Year 4.70%
Home Equity
Non-Owner Occupied
$100,000  10 Year 6.45%
70% of Appraised Value $100,000 20 Year 7.45%
Unimproved Property  $50,000 10 Year 7.45%
60% of Appraised Value $50,000  20 Year 8.45%

 

INFORMATION SUBJECT TO CHANGE.