Home Loan Policy

NOTE: Real Estate loans are suspended until further notice.  Please see “Current News” section for more information.

Any signer on a real estate loan must be eligible for membership in this credit union.

Credit Committee approval is required on First Trust Deed Loans.

Type
Maximum Loaned
Maximum Term
Annual % Rate
First Trust Deed
$417,000
30 Year
3.75%
80% of appraised value
Unimproved Property
$49,999
30 Year
8.25%
60% of appraised value
Home Equity $99,999 180 Months* 6.50%*

 

INFORMATION SUBJECT TO CHANGE.