When you use your savings account shares as collateral you can borrow at one of the lowest interest rates in the industry. Currently, the rate is 4.90% APR on a 60 month share secured loan. It’s so simple:
– No application needed
– No proof of income needed
– No credit check needed
– And your savings will continue to earn dividends while serving as collateral for the loan
Click this attachment to see a list of our loan rates: https://sjpecu.org/loan-policy
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