SJPECU Offers Ultra-Competitive Adjustable Rate Mortgage and Home Equity Loans

San Joaquin Power Employees Credit Union is currently funding mortgage and home equity loans for both primary and secondary/non-owner occupied residential real estate. All loans are offered at extremely competitive Annual Percentage Rates and can adjust in rate only once every 5 years.

 

Rate offerings as of 08/01/17 are:

 

1st Mortgage owner occupied 30 year term                                   3.30% APR for first 5 years

1st Mortgage owner occupied 15 year term                                   3.00% APR for first 5 years

 

Home equity loan owner occupied 20 year term                          4.80% APR for first 5 years

Home equity loan owner occupied 10 year term                          4.30% APR for first 5 years

 

Click this attachment to see a list of all our current mortgage and home equity loan rates: http://sjpecu.org/home-loan-policy/

 

Call to join today.

 

Toll Free# 800-637-5993

 

 “Dedicated to serving ONLY employees and retirees of PG&E since 1934!”

 

APR = Annual Percentage Rate

DISCOUNT: New Members can Receive 0.25% – 0.50% Off Auto, RV, Boat, Motorcycle and Unsecured Loan Rates

The San Joaquin Power Employees Credit Union is offering new members an additional 0.25%-0.50% off most advertised consumer loan rates.*  Just inform our loan officer of the promotion code on the attached coupon to receive a reduced rate on all eligible loans.

 

Click this attachment to view the new member promotion coupon: new-member-rate-promotion-coupon

Click this attachment to see a list of our current loan rates: http://sjpecu.org/wp-content/uploads/2016/08/WEBSITE-RATES.pdf

 

Call to join today.

 

Toll Free# 800-637-5993

 

 “Dedicated to serving ONLY employees and retirees of PG&E since 1934!”

*See attached promotional coupon for details

3.75% APR to 72 Months on RV, Boat, and Motorcycle Loans for ALL Approved Borrowers

Every approved borrower will get a low 3.75% APR RV, Boat, or Motorcycle loan rate for up to a 72 month term on all new and used purchases. The same rate is also available for refinances from another financial institution.  Terms greater than 72 months are available at higher rate of interest.

 

Many borrowers can “Enhance”* their loan for an even lower net interest rate. Please see the attached rate sheet for all consumer loan rates:  http://sjpecu.org/wp-content/uploads/2016/08/WEBSITE-RATES.pdf

 

San Joaquin Power Employees Credit Union, striving to be the lender and savings institution of choice for all Pacific Gas and Electric Company employees and retirees since 1934. Call and join today.

 

Toll Free# 800-637-5993

 

*Neither SJPECU nor its staff are tax advisors and therefore recommend you discuss your eligibility for any tax deductions with a tax professional. “Enhancement” is only available to borrowers that own their primary residence. Examples are based on a borrower with a combined federal and state tax rate of 33% tax bracket.

 

“Dedicated to serving ONLY employees and retirees of PG&E since 1934!”